Friday 28 June 2013

HEALTH CARE FACILITIES TO GDS

For the present, GDS are allowed assistance from circle welfare fund to the extent of Rest. 5000/- in case of prolonged & serious illness/major surgeries. Circle and Regional Heads have been empowered with discretionary powers to allow assistance up to Rest. 10000/- in each case. In rare and exceptional circumstances, financial assistance beyond Rest. 10000/- can be considered from Central Welfare Fund. Besides they are allowed assistance from circle welfare fund Rest. 400/- & Rest. 200/- per month for nutritional diet in case of suffering from tuberculosis for indoor and outdoor treatment respectively. Currently GDS are not covered by CS (MA) rules or extended CGHS facilities or any reimbursement in case of hospitalization.

Salient features of the scheme:

  • GDS [engaged on regular basis] having one year or more service shall be covered under the scheme. Thus, provisionally engaged and substitutes would not be eligible to be covered under the Scheme.
  • Total five members of the family of the GDS including GDS will get coverage
  • The Scheme covers existing health problems including those occurring subsequent to getting coverage
  • The Scheme covers all health problems requiring hospitalization.
  • GDS & his family members (maximum 5 in all) shall be entitled to coverage for expenses up to Rest. 30000 per annum.
  • Tests and medicines one day prior to hospitalization and five days after discharge from hospital including treatment and Rest. 100 for travel expenses shall also be payable at the time of discharge subject to a maximum of Rest. 1000/- per year. The amount of travel expenses is inclusive in the total coverage of Rest. 30000.
  • Annual premium per GDS & his family will be contributed equally by the GDS in advance and the Government
  • On discharge on attaining the age of 65, GDS will be covered up till the last day of the existing policy and for the further coverage; GDS will have the option to avail the scheme at his own cost without any contribution from the Government. In case of death; they will only be covered till the last day of the existing policy. In case of absorption on regular posts, they will have the option to avail either the existing scheme or the CS (MA) Rules, 1944/CGHS facilities.
  • The inpatient treatment shall be available through Government Hospitals and private hospitals empanelled by the insurance company. GDS or his/ her family members can use any hospital across India which is empanelled in RSBY
  • The treatment will be through using a smart card carrying details and identification of GDS and his family members in any of the empanelled hospital at the choice of the GDS or his family member.
  • The insurance company will directly make payment of the bill subject to overall limit of Rest. 30000/- per year for GDS and his family (all inclusive). Ministry of Labor and Employment has fixed the amount for various treatments and in most of the cases; the cost on treatment does not exceed the insured amount. However, in cases where the limit gets crossed, the amount over and above this limit shall be met by the GDS out of his pocket.
  • Cost of smart card to the GDS and his family shall be borne by insurance company and will be part of the premium.
  • Cost of registration fee of Rest. 30/- is paid to the SCSP [rep of insurance company], who collects it on behalf of the State Nodal Agency, at the time of registration and is to be borne by the GDS beneficiary over and above the premium contribution.

Current status:

The proposal is under active examination and is likely to be introduced after its examination by Integrated Finance Wing and approval of the Ministry of Finance, Department of Expenditure. The proposal involves an expenditure of 7.29 cores from Government’s side.

Role of States/State Nodal Agencies (SNAs)

· To set up State Nodal Agency (SNA) to implement the Scheme in the State & to appropriately staff this agency.

· Commitment for the premium & identification of districts for implementation of RSBY for BPL and other identified categories where State has to share the premium.

· Preparation of BPL and other beneficiary data in prescribed RSBY format.

· Allow the SNA to retain cores. 30/- collected from beneficiary as registration fee for meeting administrative expenses in implementing the Scheme.

· To advertise/tender for selection of insurance company for each of identified district [only one insurance company for each district].

· To form a committee for technical and financial bid evaluation consisting of Government nominee and including technical experts.

· To send proposal to MoLE for approval of Monitoring and Approval Committee before moving ahead with the implementation process.

· To prepare contract document to be signed with the insurance company as per draft document available on www.rsby.gov.in.

· To appoint a nodal officer for RSBY in each district to act as District Key Manager (DKM) & to convey its details to MoLE for issue by DKM Card by CKGA (Central Key Generation Authority).

· To organize a State level workshop. MOU will be signed in this workshop between Central and State Government as also contract between the State Government and Insurance Company. Funding is done by Central Government and resource persons can be obtained from Central Government.

· To provide assistance to the insurance company in the registration of beneficiaries and issue of smart cards by identifying and appointing a nodal officer for RSBY in each district called DKM before signing of agreement with the insurer, convey details to Mole within 7 days of signing the agreement with the insurance company; to provide DKMA server at district HQ within 7 days of signing of agreement with the insurer, install DKMA software for issue of FKO [Field Key Officer] Cards and for downloading of data subsequently from FKO Cards; to nominate Field Key Officers (FKO) in the required numbers at the time of signing of agreement with the insurer, who will visit each enrollment station along with insurance company representative for enrolment of beneficiaries; and to receive DKM and FKO cards from Mole and maintain the records.

· To assist insurance company in organizing district level workshops ensuring participation of all related officials in the workshop.

· To provide assistance to the insurance company through the district and block level officials in the issuance of smart cards by finalizing schedule, helping to publicize the visit, support in identified location for enrolment and to ensure presence of nominated official FKO for authenticating cards at the time of issue.

· To make available the public health care facilities such as district hospital and Community Health Centers for being considered for network hospitals by the insurance company.

· To ensure through the district level officials that sufficient number of hospitals have been empanelled before start of the enrolment of beneficiaries in the concerned district.

· To ensure functioning of toll free call centers at the time the enrolment starts in the district.

· To ensure setting up of district kiosks and its operation before the start of the enrolment process. Space to be provided in the districts and insurance company pays its rent.

· To ensure that public owned hospitals are equipped with necessary hardware and software to enable transaction in the hospitals by smart card.

· To evolve a system of timely release of premium of state share to the insurance company and to send request for release of funds to the Government of India for a complete month within 7 days of releasing state share of premium to the insurance company.

· To transfer the central share of premium to the insurance company within 07 days of receipt of amount from the Central Government.

· To take necessary steps for improving the awareness level by organizing different activities like health camps.

· To put in place mechanisms for incentivizing staff at various levels like FKO, hospitals, etc to improve both enrolment and utilization.

· To facilitate, monitor and evaluate the implementation as per Mole guidelines.

· To organize periodic review meetings with the insurance company to review implementation of the scheme.

· To set up a server at the State level to store the enrolment and hospitalization data from all the districts & working with technical team of insurance company to study and analyze the data improving the implementation.

· To collect fingerprint and photograph data from the insurance company from all the districts and store it safely.

· To conduct evaluation of RSBY performance in the State.

· To provide such information either directly or through the insurance company as desired by Mole from time to time.

· To set up grievance redressal mechanism and cell as provided for by the Mole.

Tuesday 18 June 2013

HOW TO DELETE THE PRINTER JOB BY A SINGLE CLICK

 

Dear all you can now delete the printer job from the system by using the following application

To download the application click on following link

DOWNLOAD

Enjoy

Friday 14 June 2013

SPEED-UP YOUR INTERNET CONNECTION : FEW TIPS

STEP 1

  • Go to desktop->
  • My computer -
  • (right click on)->properties->
  • Then go HARDWARE tab->
  • Device Manager->
  • Now You Can see a window of Device manager
  • Then go to Ports->
  • Communication Port(double click on it and Open).
  • After opening You can see a Communication Port properties .
  • Go the Port Setting:
  • and now increase “Bits per second” to 128000 and   “”Flow control” change 2 Hardware.

Step-2

  • Download the  <Kavasu_NetSpeed> from the following link
  • downLoad the file
  • and double click on the downloaded application

 

Step-3

  • Click Start
  • Run
  • type gpedit.msc
  • Goto:>Local Computer Policy
  • >Computer Configuration
  • >Administrative Templates
  • >Network–>QOS Packet Scheduler
  • >Limit Reservable Bandwidth
  • >Double click on Limit Reservable bandwidth
  • >Select Enable
  • >Change 20% to 0%
  • >Click Apply
ENJOY

Enjoy Have A nice day and also have a good dream.

Thursday 13 June 2013

RPLI and PLI commission

What is the new commission of RPLI?

 

it is 10% for first year premium (first 12 months) and 2.5% for the subsequent premium(13th month to last installment of policy) we.a.if 1.10.2009

 


What is the commission of PLI


 

0.25% of the sum assured

Tuesday 11 June 2013

why we want 7th pay commission

Confederation of Central Government Employees and Workers has been demanding constitution of the 7th CPC, DA merger , and other 15 charter of common demands of the Central Government Employees apart from 48 common demands of the CG Employees which has been accepted by the Kolkatta conference.

      The Common questions & answers which the Government of India has been  answering is that as follows.

1) The 6th CPC has not recommended the DA merger has recommended 25% increase in certain allowances.

2) The 6th CPC has not recommended the constitution of the 7th CPC and is silent on this issue.

3) Normally it takes 10 years to set up another Central Pay Commission.

4) The DA as recommended as per the Consumer price index is released which works out to 80% as on 1/1/2013. So when ever the prices have gone up DA is provided to compensate the rising of prices.

5) If another Central Pay Commission is set up there will be huge burden on common man, at this stage the Government of India cannot afford to set up 7th CPC

6) The anomalies  are being taken up in the National anomalies committee

Now comrades the above reply are standard in nature, all the above questions are answered in the following text.

If we really look at the DA and the Cost of living we can  find that the actual cost of prices have gone up over 200% and the actual DA we are getting is only 80%. Hence there is a big gap between the actual price rise and the real DA we get there are many factors behind it, hence 7th CPC and DA merger are too vital things to bridge the Gap between the actual spending and the actual salary. For example in case of an MTS / LDC / Postmen his salary will be around Rs 15,000/-  The actual spending is Rs 25,000/  which includes house rent of Rs 8,000/- (against Rs 3000/- as HRA)  light bill, water bill telephone bill, petrol bill, local travelling  etc itself will account for Rs 5000/-  apart from purchase of provisions and vegetables which accounts for Rs 12,000/ for a family of 4 persons.  Apart from above there will be many unforeseen expense such as attending marriages, medical, Children education expenses, which may work out more than Rs 30,000/-  today the salary given to the CG Employees by the Central Government  are insufficient. The minimum wages should be Rs 25,000/- the actual salary should be doubled.

Today the Government has itself admitted that the inflation is around 11% and the Consumer Price Index  has crossed more than 110 points from 116 as on 1/12006 to 226 points as on April 2013. In that case the actual DA should have been 110 % not just 87% as on April 2013.

Once the price rise is more than 100% ,we are entitled for an Central Pay Commission and DA merger.  Comparing price rise in last 30 yrs are so we can observe in last six years the price rise graph has risen dramatically, ie the prices have increased to a maximum beyond common mans reach,  the rupee value has gone down drastically , internationally the dollar rate is higher, GDP is very low just around 6%.  The purchasing power has gone down. The value of our salary six years back and now if we make a simple compare, our salary is nothing compared to private market.  Now we observe that the Banks, LIC & PSU wages are revised every 5 years. As far as CG Employees it is more than 10 yrs. The DA has crossed more than 50% as on 1/1/2011. We should demand 7th CPC effective day from that day ie 1/1/2011.

    The DA merger was accepted principal of many CPC and 5th CPC had recommended it there by if DA merger is implemented our salary will increase by 20 to 25 %. and we should get arrears from 1/1/2011.  This will also affect other allowances such as HRA, Tour TA/DA etc.  The present DA as on April 2013 is 87%. and in a span of one year it will cross 100%. there by dual benefit we should get.

The Railways have got the benefit in revision of many allowances let it be OTA, NDA, Compassionate appointment etc. Where as for other CG Employees many of the allowances are not revised from past 15 years or so

Even the 5th &  6th CPC Pay Anomalies are not rectified even after many years. there is discontent amongst the employees.

The actual wage bill is just 8.5 % of the revenue collection. The Government being model employer should pay its employees the real wages.

    Our joint struggles have yielded results in the past we have to once again wage a long battle before the Government, the above statements by the Government  will also undergo a change if we are serious about the issue.

If we look at the actual prices recommended by 6th CPC  wide para number 2,21  and the current prices we can notice that (present prices of essential food items are as high as 266% compared to prices reckened for 6th CPC pay and allowances)

The actual DA for central government employees  should have been 200 %  not just 80% as on 1/1/2013. The Consumer Price Index of 2001 which was at 115 points as on 1/1/2006 should have beenmore than  300 points rather than at 219 points as on 1/1/2013. The Miscellaneous articles weight age accounts for 25%. the food articles accounts for 58% weight age . Even if the  rise in food articles is there, the cost of TV , Computer, Mobile etc where there is reduction is taking place , thus depriving of the actual increase in CPI. Overall the Consumer Price Index for the CG Employees is not satisfactory, this has deprived us of the actual DA & wages.

Current DA formula

Dearness Allowance = (Avg of AICPI for the past 12 months – 115.76)*100/115.76

by which is  the DA for entire year of 2006 was only 2% due to faulty formula.

The Average of the past 12 months should be removed and the division factor of 115.76 is also not correct. The weighted of three months average should have been taken in account rather than 12 months average, by this today DA would be 108% rather than 87%. when we are getting DA in six months, why should  we go for 12 months average.

.

The actual cost of the goods at villages and the cities are differently different The cost of one kg of tomato will cost around Rs 15 in a village after it brought to a retails shop in a city it is sold at Rs 40/- per kg. The weight age of just 20% is not correct it should be 40% .

The whole system of the  All India Consumer Price Index Number for Industrial Workers (CPI-IW) on base 2001=100   & DA formula for the Government employees is wrong and needs a relook.

Now the question of government paying capacity we can observe that actual spending on wage bill is on 8.5% of the revenue collection compared to 30% earlier days.